Terms of Service

Acceptance of these terms

By accessing or using StubTrue (stubtrue.com), you agree to be bound by these Terms of Service. If you do not agree, please do not use the site.

Use of the site

StubTrue provides free paycheck stub calculators for informational purposes only. The results produced by these tools are estimates based on publicly available payroll rules — FICA rates from IRS Publication 15 and SSA.gov, and FLSA overtime rules from DOL.gov. They are not a substitute for your employer's official payroll records or advice from a qualified payroll professional or financial advisor.

No warranty

The content on StubTrue is provided "as is" without warranty of any kind, express or implied. We do not warrant that the site is error-free, that outputs are accurate for every input, or that the site will be uninterrupted or available at all times. Your use of the site is at your own risk.

To the fullest extent permitted by law, StubTrue and its operators disclaim all liability for any damages — direct, indirect, incidental, or consequential — arising from your use of, or inability to use, the site.

Intellectual property

The content, design, and code of StubTrue are owned by StubTrue and its operators, except where credited to an original source. You may use the site freely for personal, non-commercial purposes. You may not reproduce or republish StubTrue content without permission.

Updates to this site and these terms

We may update the site over time. We may also update these Terms of Service. Continued use of the site after a change to these terms constitutes acceptance of the updated terms. The "last updated" date at the top of this page reflects the most recent revision.

Governing law

These terms are governed by the laws of the United States, without regard to conflict-of-law provisions. (Update with specific state jurisdiction once entity structure is finalized — see docs/decisions.md.)

Contact

Questions about these terms: hello@stubtrue.com.