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Privacy Policy

Last updated: June 2026

Overview

StubTrue (stubtrue.com) is committed to being transparent about how the site works and what data it collects. This policy covers what we collect, how it's used, the cookies involved, and your choices.

What we collect

Analytics

We use Vercel Analytics and Google Analytics 4 (GA4) to understand how visitors use the site — which pages are visited, how long sessions last, and how people navigate. These services collect usage data such as an anonymized IP address, browser type, operating system, referring URL, and pages visited. Google Analytics sets cookies (for example _ga and _ga_*) and uses similar technologies. We have configured Google's Consent Mode v2 so that, in regions where consent is required, analytics and advertising storage default to a denied state until you grant consent (see "EEA, UK and Switzerland visitors" below).

Calculator inputs

StubTrue is entirely stateless. Nothing you enter into any calculator is stored, transmitted, or logged. All calculations happen in your browser and nothing leaves your device.

Cookies

Cookies are small text files placed on your device by your browser. StubTrue uses the following categories of cookies:

  • Essential cookies — required for the site to function and to remember your cookie choice. These do not track you and are always active.
  • Analytics cookies — set by Vercel Analytics and Google Analytics 4 to measure site usage. In regions where consent is required, these are not set until you accept them.
  • Advertising cookies — not currently active. This section will be updated when an ad network (e.g. Google AdSense) is added to the site.

Google AdSense and advertising

StubTrue does not currently serve ads. When advertising is added, this section will be updated to disclose the ad network(s) in use, the cookies they set, and opt-out options.

EEA, UK and Switzerland visitors

Where required by applicable law — including the EU General Data Protection Regulation (GDPR), the UK GDPR, and Swiss data protection law — your consent is obtained before non-essential cookies (analytics and, where applicable, advertising cookies) are set on your device. We implement Google's Consent Mode v2, which defaults analytics and advertising storage to a denied state for these regions until you choose to accept. Before serving personalized ads to visitors in these regions, this site will use a Google-certified Consent Management Platform (CMP) integrated with the IAB Transparency and Consent Framework, as required by Google.

Third-party links

StubTrue may link to external sources for citations or reference (IRS.gov, SSA.gov, DOL.gov, etc.). We are not responsible for the privacy practices of those external sites.

Changes to this policy

We may update this Privacy Policy as the site evolves. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the site after a change constitutes acceptance of the updated policy.

Contact

Privacy questions or requests: hello@stubtrue.com.