Your Paycheck
Overtime Pay Calculator
Enter your hourly rate and total hours worked this week. The calculator splits your hours at 40 — paying regular rate for the first 40, and time-and-a-half (1.5×) for every hour beyond that — then applies FICA to the full weekly gross.
Informational only — not financial advice. Uses federal FLSA overtime rules only; does not include federal or state income tax withholding.
Uses federal FLSA overtime: 1.5× your regular rate for all hours over 40 in a workweek. FICA (Social Security & Medicare) is applied to the full weekly gross. Federal and state income tax withholding are not included.
Enter your hourly rate and hours worked to see your overtime paycheck breakdown.
How this calculator works
Step 1 — Split hours at 40
Under the federal Fair Labor Standards Act (FLSA), non-exempt employees must receive overtime pay for hours worked beyond 40 in a single workweek. The calculator applies the 40-hour threshold automatically:
- Regular hours = min(total hours, 40)
- Overtime hours = max(0, total hours − 40)
Step 2 — Compute gross pay
Regular pay = regular hours × hourly rate
Overtime pay = overtime hours × hourly rate × 1.5
Total gross = regular pay + overtime pay
For example: $20.00/hr, 48 hours worked
Regular: 40 × $20.00 = $800.00
Overtime: 8 × $30.00 = $240.00
Total gross: $1,040.00
The 1.5× multiplier applies to the full regular rate — this is the standard FLSA “time and a half” formula per 29 U.S.C. § 207.
Step 3 — FICA on the full gross
FICA is applied to the total weekly gross — both the regular and overtime portions are FICA-taxable wages. There is no overtime exemption from FICA.
- Social Security: 6.2% up to the 2026 annual wage base of $184,500 (SSA.gov)
- Medicare: 1.45% on all FICA-taxable wages — no cap (IRS Publication 15)
What this calculator doesn’t cover
State overtime rules. Several states — including California, Alaska, Colorado, and Nevada — have stricter overtime rules than federal FLSA (for example, California requires overtime for any single day exceeding 8 hours). This tool uses the federal FLSA weekly threshold only.
Income tax withholding. Federal and state income tax on overtime pay depends on your W-4 withholding elections and are out of scope. The estimated net shown reflects FICA deductions only and will be higher than your actual paycheck once income tax withholding is applied.
Benefit deductions and 401(k). Pre-tax benefit deductions (Section 125) and retirement contributions are not included. Use the Paycheck Take-Home Calculator to factor those in.
Last reviewed: June 2026
Frequently asked questions
What is the federal overtime rate?
Under the Fair Labor Standards Act (FLSA), non-exempt employees must be paid at least 1.5 times their regular hourly rate for all hours worked over 40 in a workweek — commonly called time and a half. The FLSA does not require premium pay for weekends or holidays unless those hours push the weekly total above 40.
Do I pay FICA on overtime wages?
Yes. Social Security (6.2%) and Medicare (1.45%) are withheld on overtime pay at the same rates as regular wages. Once your total wages for the year exceed the Social Security wage base ($184,500 in 2026), Social Security withholding stops on all additional earnings, including overtime.
Are all employees entitled to overtime pay?
No. The FLSA exempts certain employees who meet both a salary threshold and specific duties criteria — typically executive, administrative, and professional roles. Hourly non-exempt workers are generally entitled to overtime. If you are unsure of your classification, check with your HR department or the Department of Labor.
Does my state have stricter overtime rules than federal law?
Some states do. California, for example, requires overtime for hours worked over 8 in a single workday, not just over 40 in a workweek. This calculator uses federal FLSA rules only. For state-specific requirements, consult your state's Department of Labor.
Related tools
Enter your gross pay and deductions to see exactly how every dollar is allocated — Social Security, Medicare, pre-tax benefits, and net take-home.
/paycheck-calculatorOpen →Hourly to Salary CalculatorConvert an hourly rate to annual, monthly, biweekly, and weekly salary equivalents — and see per-paycheck FICA deductions at every pay frequency.
/hourly-to-salaryOpen →Pay Frequency ConverterCompare the same salary across weekly, biweekly, semi-monthly, and monthly pay schedules — exact arithmetic, no approximations.
/pay-frequency-converterOpen →